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Real-time, automated credit card reconciliations
With Sage Expense Management (formerly Fyle), you can get instant notifications on all credit card spending, collect receipts via text, and streamline reconciliations - on your existing credit cards.
1775+ reviewsTrusted by 2500+ Customers
Sage Expense Management directly integrates with your existing company cards
Visa
Effortless expense tracking for Visa business cards
Mastercard
Track and reconcile Mastercard expenses easily
American Express
Easy expense tracking for all your American Express cards
Use any corporate cards - no restrictions.
Users can connect their cards in minutes, and spend data starts flowing in instantly.
Get visibility and control over card programs and cash flow, all while you keep the bank rewards programs you love.
See spend in real time.
Whenever employees swipe their business credit cards, they get an instant text notification, and the transactions appear on your dashboard within seconds via real-time feeds.
Users can simply reply with a picture of the receipt, or just upload it on our platform.
We match your receipts to your card expenses.
Sage Expense Management extracts and codes expense data from receipts using AI, categorizes them based on the merchant and matches the receipt to the right transaction automatically.
Easily spot out-of-policy spend.
Configure any business rules, spend limits, or additional approvals for your business cards, with our policy engine.
Policies and expense rules get enforced in real-time, ensuring continuous compliance.
20+ hours saved every month
"We didn't want another complex tool, just something our team would actually use. Now, receipts come in instantly, expenses are tagged correctly, and I'm not spending hours cleaning up data."
Paul Broaddus, CIO & CFO
No more chasing after employees for receipts
Ensure transactions are reconciled on time with simple one-click reminders. Employees can submit receipts via Text, Gmail, Outlook, our mobile app, or email forwarding, and every receipt is automatically coded and matched to the right card transaction.
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Instant insights into business spend
Our Copilot gives you AI-powered insights into your expenses, so you can break down spend by category, merchant, project, or department in real time.
Identify patterns, track spending, and set accurate budgets to manage cash flow.
Learn more about Copilot
Seamless Integration with your existing tools
Sage Expense Management automatically syncs your fully-coded and matched expense and receipt data to accounting software like QuickBooks, Sage Intacct, Xero, Sage 300 CRE, Sage 50 and NetSuite.
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CONSTRUCTION
Sage Expense Management has made it very convenient for us to see our expenses as soon as employees swipe their cards. We get to know almost right away when employees have missed a receipt with the real-time card feeds, instead of waiting for the bank statement to be uploaded at the end of the week.
Emma Riehlman
Accounts Payable
MEDIA
Sage Expense Management is an exceptional solution that has consistently proven its value. It stands out as a robust and user-friendly platform, meticulously designed to cater to the needs of both employees and finance/accounting professionals alike.
Ashley Bolnick
Controller
FINTECH
Switching to Sage Expense Management has truly improved the way we manage our expenses, by saving us a tremendous amount of time that used to be spent manually inputting receipts and reconciling expenses.
Carmen Andino
Executive Assistant to the CEO
RELIGIOUS INSTITUTIONS
Sage Expense Management has been a game-changer for our team! Before, our team was inconsistent in their expense reporting, and it took hours and days of work for our accountant to manually enter everything in QuickBooks. With Sage Expense Management, our team has had consistency and accountability, our accountant spends far less time entering expenses!
Brittany Kizer
Administration Director
NON PROFITS
Previously, we were trying to track thousands of dollars in credit card expenses and reimbursements across many employees each month with an Excel spreadsheet. It was a nightmare! With the help of Sage Expense Management's wonderful team, we now have a system that has streamlined the process and made it much more professional for all of us at Bright Futures for Youth.
Dena Valin Malakian
Associate Director
INFRASTRUCTURE
Sage Expense Management was the best expense software we found that connected with NetSuite seamlessly and efficiently. It allows control of our expenses within NetSuite, and has an easy-to-use end user interface.
Kyle Shaffer
NetSuite Administrator
Matt Moore
CPA, Accounting Manager
CONSTRUCTION
Sage Expense Management has tremendously cut the preparation and processing time for our 85 cardholders and admins. Finalizing one reporting period for all cards now takes less than a month, compared to over 2 months before. The availability of reports on demand is precious. The simple process and unsurpassed support has led to significant time and cost savings.
Hermo Grande
Sr. Financial Operations Analyst
NON PROFITS
The main challenge we face with expense reporting is that we currently have a completely manual process, so our goal was to automate expense gathering, tracking, and reporting to make it easier on our team. Sage Expense Management's ability to capture receipts via email or app, automatically categorize and allocate to various credit card utilizations, & affordability made it a great choice for us.
Eli Niepoky
Treasurer
HEALTHCARE
The ability to effortlessly capture receipts on-the-go, coupled with its intelligent auto-categorization feature, has saved us countless hours previously spent on manual data entry.
Michele Tupitza
Office Manager
REAL ESTATE
We didn't want another complex tool, we just needed a system our team would actually use. Now, with Sage Expense Management, receipts come in instantly, expenses are tagged correctly, and I'm not spending hours cleaning up data.
Paul Broaddus
CIO & CFO
COMPUTER SOFTWARE
Sage Expense Management works so well for us, it saves us time to reconcile dozens of charges throughout the month and organizes the individual reports coming from each cardholder. It typically takes each cardholder less than an hour each month to complete all necessary transactions to accurately and completely file their expense reports.
Bob Boyich
Chief Operating Officer
SECURITY
We now have system that not only captures and organizes all necessary data but also seamlessly integrates receipts and flows effortlessly into our ERP. What I appreciate most about the platform is its organization and efficiency.
Wendy Romaniello
Financial Director
CONSTRUCTION
My main focus was to make the end-user experience easy without compromising finance efficacy. That was made possible with Sage Expense Management.
Brad Salter
Chief Operating Officer
CONSTRUCTION
Sage Expense Management has made it easy to have expense reports submitted every week, in a neat format, with receipts. It integrates with our new ERP platform so once the expense report is approved it is automatically loaded into the ERP.
Michael Davis
Chief Financial Officer
MEDIA
Sage Expense Management has been instrumental in automating our employee expense processing. Our employees love the receipt text feature and I love the integration with Netsuite.
Shannon Zuniga
Director of Accounting Services
1/3
Frequently asked questions
What is Sage Expense Management?
Sage Expense Management is a modern, AI-powered credit card expense management software built to streamline expense tracking and reconciliations. Sage Expense Management offers a better ROI with 24/7 customer support, a unique pricing model based only on 'active users,' no lock-in contracts, and an experience designed to automate every step of expense management.
Who is Sage Expense Management for?
Sage Expense Management is for any business tired of manual expense reports and slow processes. It’s built for finance teams seeking real-time control and faster month-end closing, and for employees who want to track expenses and get their reimbursements on time easily.
How is this different from my bank’s free expense tool?
Bank portals typically delay data by 24–72 hours and lack accounting context. Sage Expense Management provides real-time transaction feeds (for Visa/Mastercard), automated receipt collection via text, and deep integration with your ERP, eliminating any manual work.
Does Sage Expense Management work with American Express?
Yes. We have a direct integration with America Express. For standard physical cards, transactions typically sync within 24 hours. If you need instant real-time text alerts for American Express, you can issue unlimited Virtual Cards directly through our platform using your existing credit line.
How can we track spend and catch policy violations?
Our AI enforces policy in real-time. The moment an employee swipes their card, we check the transaction against your set expense rules. If an expense exceeds a limit, is missing a receipt, or violates a category rule, we instantly flag it for both the employee and the approver. This helps you prevent any 'blind approvals' and ensures compliance before the books are closed.
How fast can we get started?
After a quick kickoff call with your dedicated account manager, most businesses are fully set up, and their teams are trained in under 30 days.
What makes Sage Expense Management different?
Sage Expense Management's biggest differentiator is our integration with major card networks, bringing real time purchase alerts to business credit cards you already use - no switching required. This ease of use, combined with an intuitive design that employees love, results in higher adoption and efficiency for your team.
Can we link multiple cards to one user profile?
A single user profile can have multiple cards (Visa, Mastercard, Amex) linked to it simultaneously. Employee transactions from all their cards will be visible in a single dashboard. They don't need to toggle between accounts or logins.
Can we issue virtual cards through your platform?
Yes, you can issue an unlimited number of virtual cards directly through our platform, provided you have an existing American Express business credit line. Virtual cards offer instant transaction feeds and real-time text alerts as soon as a purchase is made. Additionally, you can set spending controls for these cards.
We have a department card shared by multiple users. How do we track who made the charge?
You can connect the shared card to a central 'Department' profile in the system. When an employee spends on that card, they simply email or text the receipt to that profile. Our system automatically matches the receipt to the transaction, identifying the spender for you.
How does pricing work for corporate cards?
We use an Active User pricing model. You only pay for employees who actually submit an expense report or swipe a card during the month. You do not pay for users who are inactive, nor do you pay for Admins or Approvers who only review expenses.
Can employees code expenses to specific Projects or Jobs at the time of purchase?
Yes, they can. We directly import the chart of accounts and custom fields from your accounting software to Sage Expense Management.When an employee submits an expense report, they can select the correct department/GL code/project from a dropdown menu, ensuring accurate coding without any guesswork.
