Real-time, automated credit card reconciliations

With Fyle's credit card expense management software, you can get instant notifications on all credit card spending, collect receipts via text, and streamline reconciliations - on your existing credit cards

Real-time expense management on cards you already have
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Credit card expense management has never been easier

Fyle directly integrates with your existing company cards

Get real-time spend visibility into card transactions every time employees spend

Don’t deal with end-of-month bank statements or broken bank feeds anymore

Employees can just text receipts, and Fyle will automatically code and match them to the right card transaction

Visa

Visa

Effortless expense tracking for Visa business cards

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Mastercard

Mastercard

Track and reconcile Mastercard expenses easily

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American Express

American Express

Smart expense tracking for American Express cards

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We match your receipts to your card expenses, automatically

Your employees are notified of corporate card transactions in real-time via Text Message. They can reply with a picture of the receipt, or just upload it on Fyle and we will automatically match it to the right card expense.

Fyle dashboard for Client Accounting Services Fyle dashboard for Client Accounting Services

The only credit card expense management software you need

Spend visibility to manage cash flow

Fyle Copilot gives you AI-powered insights into your expenses, so you can break down spend by category, merchant, project, or department in real time. Identify patterns, track spending, and set accurate budgets to manage cash flow.

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Manage cash flow using Fyle's Copilot for ai expense management

Connect your business credit cards to Fyle in minutes

​​Employees can enter and verify their card details in minutes, and spend data starts flowing in instantly. It doesn’t get easier than this.

Connect business credit cards to Fyle in minutes

Remind employees to add receipts

Ensure transactions are reconciled on time with one-click employee reminders. No more chasing after employees for receipts for old expenses.

Automate receipt collection with Fyle's one-click reminders

See how our customers collect receipts and reconcile expenses with Real-Time Feeds in <2 minutes!

Fyle is more than just a credit card reconciliation software

Collect receipts in 1 of 5 ways

Fyle can track receipts from everyday apps

Collect receipts in 1 of 5 ways

Employees can submit receipts to Fyle via Text, Gmail, Outlook, our Mobile App, or Email Forwarding. In every case, we automatically code and match it with the right card transaction.

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Ensure approvals and compliance

Catch expense fraud and stay compliant with Fyle

Ensure approvals and compliance

Configure automated approval workflows and enable managers to approve expenses right from their Emails or our Mobile App. Ensure continuous compliance with our policy engine, powered by AI.

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Sync matched expenses with your accounting software

Fyle connects to your favorite accounting software

Sync matched expenses with your accounting software

Fyle automatically syncs your fully-coded and matched expense and receipt data to accounting software like QuickBooks, Sage Intacct, Xero, Sage 300 CRE and NetSuite.

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Success Stories

Discover how leading businesses save time and cut costs with Fyle

Texas Association of School Administrators

8 hr/mo saved on manual data entry

“Fyle has helped our Finance Department tremendously. We are no longer having to chase after our employees for receipts and/or asking them to code their expenses. This has allowed us to redirect that time and energy to other aspects of our business.”

Noemi Peña, Chief Financial Officer

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How Fyle's expense management solution helped Texas Association of School Administrators
Scobee Powerline Construction

85% faster reconciliation process

“Fyle has significantly streamlined our credit card reconciliation process, reducing manual effort and improving accuracy. With its intuitive interface and automated expense tracking, we’ve saved valuable time and gained better visibility into our company’s finances.”

Lisa Laughery, Special Projects Manager

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Event Ready

9 hrs/mo reclaimed on credit card reconciliation

“With Fyle, we are able to better track project cost. Before each event we now set up projects in Fyle and this allows us to not only track expenses better but also determine true profit numbers much quicker”

Tyler Jackson, Finance Manager

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Westhaven Builders

95% reduction in errors and miscategorized expenses

“Fyle has completely transformed how we manage expenses—what used to take hours now takes minutes. The intuitive interface, seamless integrations, and real-time visibility into spending have made our finance team more efficient.”

Tifany Wunschl, Controller

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Frequently asked questions

What is Fyle?

Fyle is a modern, AI-powered credit card expense management software built to streamline expense tracking and reconciliations. Fyle offers a better ROI with 24/7 customer support, a unique pricing model based only on 'active users,' no lock-in contracts, and an experience designed to automate every step of expense management.

How does Fyle help with credit card expense management?

Fyle revolutionizes credit card expense management with real-time card feeds directly from all major business credit card networks. This means the moment an employee swipes their card, the transaction data is already in Fyle.

Here's how it works:

  • Instant receipt reminders: As soon as a card is swiped, Fyle sends an instant text notification to the employee, prompting them for the receipt.
  • Text-a-receipt: Employees can simply reply to the text with a picture of the receipt. Fyle's AI then creates the expense and automatically matches it to the correct transaction, reducing receipt processing time by 90% and completing reconciliation in under 2 minutes!
  • Real-time visibility: Accountants no longer have to wait for statements. They can see all card spending on a central dashboard as it happens, allowing for immediate oversight and control.
  • Automated compliance: The system automatically checks every expense for policy violations before it can be submitted, ensuring continuous compliance.

How to track business credit card expenses?

Keeping a meticulous record of all business credit card expenses is crucial for accurate bookkeeping, tax deductions, and budget management. Traditionally, this is a multi-step manual process:

  • Collect every receipt: The first step is to diligently save every single physical and digital receipt for purchases made on company cards. This often involves asking employees to keep envelopes of paper receipts or upload photos to a shared drive.
  • Maintain a detailed spreadsheet: You need to create a central log, typically in a spreadsheet, with columns for the transaction date, vendor, expense category (e.g., travel, software), amount, and the employee who made the purchase.
  • Perform manual reconciliation: At the end of each billing cycle, you must wait for the official credit card statement. Then, you have to painstakingly match each line item on the statement against your spreadsheet log and the collected receipts, which can take hours or even days.
  • Chase missing information: Inevitably, receipts go missing or details are incomplete. This requires you to spend additional time following up with employees to fill in the gaps before you can close your books for the month.

While this manual process provides a record, it is incredibly time-consuming and prone to human error.

The most modern and efficient method is to use a platform that directly integrates with credit card networks. For instance, Fyle directly connects with all business credit card networks to receive transaction data in real-time, completely automating the entire reconciliation process.

What is business credit card management?

Business credit card management is the complete process of overseeing the company’s credit cards. This includes issuing cards, setting spending policies, tracking every transaction, collecting receipts, and finally, reconciling card statements with submitted expenses for accounting. The goal is to ensure policy compliance and simplify the accounting cycle.

What is a credit card expense management software?

A credit card expense management software is a specialized tool designed to automate the tracking, reporting, and reconciliation of corporate card spending. It replaces manual processes like collecting paper receipts and using spreadsheets with a single, centralized platform.

What features should I look for in a credit card expense management tool?

Key capabilities of such software typically include:

  • Receiving transaction data directly from credit card providers, in real-time.
  • Automating receipt collection and matching them to the correct card transactions.
  • Enforcing company spend policies by automatically checking expenses for violations.
  • Detecting and flagging potential duplicate submissions to prevent fraud.
  • Streamlining the entire approval and reconciliation workflow.
  • Integrating with accounting software to sync data and close the books faster.

How to automate credit card reconciliation?

Fyle automates credit card reconciliation in a process that takes minutes, not days. Other tools rely on slow bank feeds or manual statement uploads, but Fyle’s real-time feeds make reconciliation instant.

  • Instant data capture: When a card is swiped, the transaction data appears in Fyle in real-time.
  • Automated receipt matching: Employees submit receipts via text, email, or Slack, and Fyle’s AI instantly matches them to the correct transactions.
  • Continuous reconciliation: Fyle reconciles transactions with receipts in seconds. What previously took finance teams days can now be completed in less than two minutes.
  • One-click accounting sync: All reconciled expense data, including receipts and coding, is exported to your accounting software (like NetSuite, QuickBooks, Sage Intacct, or Xero) as bills, journal entries, or credit card charges with a single click.

Does Fyle work with my existing business credit cards?

Yes, absolutely. Fyle lets you keep your existing credit cards and banking relationships by connecting directly with all major credit card networks. You get all the benefits of real-time data and automated reconciliation without switching to a new card provider.

Ready to streamline credit card expense management?

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