The American Express Business Green Rewards Card is a credit card designed for businesses that offers a flexible spending limit and a Pay Over Time option for eligible purchases. The card is ideal for businesses seeking to earn rewards on their spending and enjoy various perks and protections.

Who Is It Best For

The American Express Business Green Rewards Card is best suited for small business owners with an excellent credit score (740-850) who want to earn rewards on their business expenses.

Recommended credit score

Excellent (740 – 850)

Annual Fee and Costs

The Business Green Rewards Card from Amex has an annual fee of $95.

Welcome Offer and Statement Credits

Earn 15,000 Membership Rewards points after spending $3,000 within the first three months as a new cardholder.

Earning Rewards

Earn 2 Membership Rewards points per dollar spent on eligible purchases at amextravel.com.
Earn 1 point per dollar on all other spending.

Card Benefits and Perks

Purchase protection: Each purchase that is eligible is covered up to $1,000 (up to $50,000 per year total) if the item is in need of repairs or replacement.
Extended warranty: Items that qualify which were purchased with the card get an extra year of warranty coverage if it already had a 5 year warranty or less.
Car rental loss and damage insurance: Get secondary insurance in the case of damage to or theft of your rental vehicle in eligible locations if you paid with your card and declined the rental agency protection.
Baggage insurance: If you charge the cost of a ticket for a "common carrier vehicle" (such as a plane, bus, train, etc.) on the Business Green Rewards Card, your card provides coverage for carry-on luggage up to $1,250 and checked luggage up to $500.

Why Should You Get the Business Green Rewards Card?

The American Express Business Green Rewards Card offers a competitive rewards structure, a generous welcome offer, and various perks and protections. The card is ideal for businesses that want to earn rewards on their spending and enjoy various benefits.

But that’s not all…

You can now directly issue virtual cards on demand linked to your existing American Express credit line! Here’s how.

Fyle’s Direct Amex Integration For Smarter Spending

Fyle integrates with American Express directly to bring real-time feeds to your existing credit card — *Enrollment required and fees may apply

Fyle addresses the challenge and inconvenience of managing paper receipts by seamlessly integrating with American Express Business Cards.

By linking your Amex business cards to Fyle, you can effortlessly monitor your expenses, gather receipts, and automatically match and categorize expenses, eliminating the need for unreliable bank feeds or delayed statements. This integration offers a more efficient approach to expense management, saving you precious time and contributing to the overall improvement of your business processes.

Issue Unlimited Virtual Cards

Create unlimited american express virtual cards right from Fyle

In need of support for managing employee expenses? Drop the old plastic cards and give Fyle's fresh approach a shot. With Fyle, you can now generate American Express virtual cards designed for specific purposes like vendor payments, software expenses, budget oversight, or travel purposes.

Set spending limits and expiry dates for each card, enabling better compliance to budgets and minimizing the risk of fraud. Fyle issues these virtual cards using your existing Amex credit line, sparing you from the need to navigate through the entire credit approval process once again.

Make The Receipts Come To You

Submit receipts for credit card spend via text messages with Fyle

Fyle offers an easy solution for employees to monitor and track their credit card expenses. By sending receipts to Fyle via text, it efficiently matches them with corresponding transactions, simplifying the reconciliation process. This feature simplifies the whole process for accountants, allowing them to effortlessly collect receipts without follow-ups or unnecessary communication.

Instant and Automatic Reconciliations

Reconcile credit card expenses with receipts automatically with Fyle's integration with American Express

Eliminate the need for manual and error-prone reconciliations with Fyle. When employees submit pictures of their receipts, Fyle automatically matches them to the correct transactions and reconciles them automatically. Additionally, Fyle accurately codes the transactions to align with your accounting software's General Ledger (GL), reducing manual tasks and ensuring timely closure of your books.

Easy Expense Tracking

Track spend on your employee's American Express card right from Fyle

Track employee spending, discover spending trends, make informed decisions, and manage employee/department budgets more efficiently with insightful and live dashboards.

No Room For Fraud

Set custom spend limits and validity periods when creating virtual cards from Fyle

Single use virtual cards and real-time alerts prevent fraud and keep your finances safe. Your physical card number is also kept hidden for added security.

FAQs

How Does Fyle’s Integration With Amex Business Credit Cards Work?

Fyle integrates directly with Amex, so when you connect your existing Amex credit card to Fyle, you can issue unlimited virtual cards for different purposes.

What Is A Virtual Card?

A virtual card is a unique credit card number that is generated in a digital format. This number is linked to the account holder's line of credit, just like a physical card.

The difference is that there is no physical card involved. Instead, the user can enter the 16-digit credit card number during online checkout. The transaction will appear on the account statement, just as it would if a physical credit card was used for the purchase.

How Many Virtual Cards Can Be Created On A Basic Amex Business Credit Card?

There is no limit to the number of virtual cards that can be issued against the basic card; they can issue as many as they need.

Are Virtual Cards Secure For Transactions?

When users make a purchase using Amex virtual cards, they don't have to share the physical card details with the merchant. This helps to increase the security of the cards and reduces the risk of fraudulent activities or theft. Moreover, it provides a high level of protection in case of a data breach.

Do I Still Get Reward Points On Virtual Card Spend?

When a virtual card is used for transactions, the user does not receive any rewards or cash back specifically for the virtual card. However, any benefits associated with the enrolled funding card program through Amex, such as rewards, rebates or cashback, will be earned for all transactions made with the virtual card.

Conclusion:

Get ready to supercharge your Amex Business Green Rewards Card with Fyle. With instant receipt collection, real-time credit card reconciliations, updated spend insights, and advanced security features, your credit card experience is about to be elevated to a whole new level.

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