The American Express Business Platinum Card is a premium credit card designed for high-spending business owners and executives who prioritize luxurious travel experiences, flexible rewards, and valuable statement credits. 

Although it has a hefty annual fee of $695, its impressive array of benefits can easily offset the cost for frequent travelers and businesses that utilize its offerings strategically. 

Who Is It Best For

• High-spending businesses seeking premium travel and lifestyle perks, valuable statement credits, and flexible point rewards.
• Frequent travelers who value airport lounge access, hotel elite status, and travel insurance.
• Business owners who can utilize the Dell, Indeed, and Adobe statement credits to offset expenses.

Welcome Offer and Statement Credits

Earn 120,000 Membership Rewards® Points after you spend $15,000 in qualifying purchases on the Card within your first 3 months of Card Membership. This offer alone can provide significant value, potentially covering a large portion of the annual fee. 

Additionally, the numerous statement credits available can further offset the cost, especially for businesses that utilize Dell, Indeed, and Adobe services.

Consider this scenario:

• You spend $20,000 annually on Dell purchases. Utilizing the Dell statement credit can save you $400.
• You use Indeed to hire new employees, spending $300 per month. The Indeed statement credit can provide up to $360 in annual savings.
• You subscribe to Adobe Creative Cloud for your business, costing $500 per year. The Adobe statement credit can save you $150.
• You can potentially save $910 by utilizing just three of the available statement credits.

Earning Rewards

• Earning 5x points on flights and prepaid hotels booked on AmexTravel.com 
• 1.5x points on key business categories spending.
• 1x points On Other Eligible Purchases made using your Business Platinum Card.

Unlock Over $1,000 in Business Value Annually:

• Dell: Up to $400 back annually on Dell purchases.
• Indeed: Up to $360 in statement credits for building your team.
• Adobe: Up to $150 back for Adobe Creative Cloud subscriptions.
• Wireless: Up to $120 in credits for wireless phone bills.

Annual Fee and Costs

• $695 
• While hefty, the potential value from rewards, statement credits, and travel benefits can easily outweigh the cost, especially for frequent travelers and businesses with high spending.

Card Benefits and Perks

• Global Lounge Access: Relax in over 1,400 airport lounges around the world, including The Centurion® Lounge and Delta Sky Club®.
• Airline Fee Credit: Choose one qualifying airline and receive up to $200 in statement credits annually for incidental fees.
• Marriott Bonvoy® Gold Elite Status: Enjoy hotel upgrades, late check-out, and other perks at Marriott properties.
• Hilton Honors™ Gold Status: Earn bonus points and unlock exclusive benefits at Hilton hotels and resorts.
• Fine Hotels + Resorts®: Enjoy VIP treatment and exclusive perks at luxury hotels worldwide.
• Business Platinum Travel Service: Get expert assistance planning your trips and booking travel.
• Travel Insurance: Protect your travel investments with comprehensive trip cancellation, interruption, and delay insurance.

Why Should You Get the American Express Business Platinum Card?

• Ultimate Travel Companion: Unparalleled lounge access, elite hotel status, and comprehensive travel insurance provide a seamless and luxurious travel experience.
• Reward Powerhouse: Earn generous points on travel and business spending, amplified by a lucrative welcome offer and statement credits that can offset everyday expenses.
• Business Optimization: Streamline expenses, earn points on business purchases, and unlock valuable statement credits for Dell, Indeed, and Adobe.
• Financial Flexibility: Utilize the Pay Over Time Option for added financial flexibility, managing larger business-related purchases across monthly payments.
• Confident Spending: Enjoy the peace of mind that comes with the No Preset Spending Limit, allowing you to make large business purchases without exceeding a pre-set limit.

But that’s not all…

You can now generate virtual cards on demand directly linked to your existing Amex credit line! But how?

Fyle: Your Amex Superpower For Smarter Spending

Ditch the paper chase and the physical card shuffle! Fyle's your secret weapon for seamless Amex Business Card Management. Connect your cards, watch receipts auto-match, and zap expense coding in a flash – no bank feeds needed. Say goodbye to manual madness and hello to effortless expense tracking! Here's how it fuels your business:

Unlimited Cards For Your Employees

Forget the one-size-fits-all card! Fyle lets you whip up virtual cards for any purpose, from vendor payments to employee trips. Set spending caps and expiry dates for each, keeping budgets tight and misuse at bay. All powered by your existing Amex line of credit, just smarter.

Receipt Chase? Never Again! 

Skip the receipt chase! Employees simply text their receipts to Fyle, and Fyle transforms them into matched expenses. Accountants rejoice! No more chasing down paper trails, just 5x faster receipt collection – pure bliss.

Reconciliation? Instant! 

Manual reconciliation? No more! Fyle's your real-time matchmaker, pairing receipts with expenses the moment your employee sends them. Books stay sparkling clean, and stress melts away – Fyle's got your back.

Expense Tracking Made Easy

No more blind budgeting! Fyle's dashboards unveil employee expenses in real-time, letting you spot trends, make smarter decisions, and budget like a boss. 

Fraud? Not On Your Watch! 

Shady spending? Not on Fyle's watch! Single-use virtual cards vanish after each purchase, keeping your real card number hidden while instant alerts scream at suspicious activity. Sleep tight, knowing Fyle's got your back.

FAQs

How Does Fyle’s Integration With Amex Business Credit Cards Work?

Fyle’s integration with Amex involves the ability to directly connect existing Amex cards for Fyle’s issuing of virtual Cards. 

What Is A Virtual Card?

A virtual card is like a digital card number that's generated and associated with the account holder’s line of credit (like a physical card without the actual “card”). 

A user can enter this 16-digit number upon online checkout, and the transaction will appear on their account statement just as if a physical credit card had been used for the transaction.

How Many Virtual Cards Can Be Created On A Basic Amex Business Credit Card?

There is no limit on the number of virtual cards issued against the basic card. They can be issued as needed.

Are Virtual Cards Secure For Transactions?

Your physical card details are never shared with the merchant when you use your Amex virtual cards for a purchase. This ensures your physical card is protected from fraudulent activities or theft and provides a high level of protection in the event of a data breach.

Do I Still Get Reward Points On Virtual Card Spend?

While the card itself doesn't earn rewards, all your points, cashback, or benefits from your linked Amex program still flow freely to the enrolled funding card program in place with Amex with every swipe. So tap away, secure in the knowledge that your wallet's loyalty perks are always in play.

Conclusion

Amex + Fyle = Business Bliss. We take you from data entry to data savvy. Conquer chaos, automate approvals, and gain real-time clarity – all with a few clicks. Schedule a demo to see how Fyle can unlock your Amex’s true potential with  Today's the day!