The Delta SkyMiles Platinum Business Card caters to frequent Delta flyers and business travelers who expect elevated experiences and want to accelerate their climb to elite status. It comes with triple miles on Delta and hotels, ample travel perks like free checked bags and priority boarding, and a yearly companion certificate, all for a $250 annual fee. 

Who Is It Best For?

If you are someone who travels often and that too, with Delta, the Delta SkyMiles Platinum Business Card could be for you. The benefits and rewards can easily offset the $250 annual fee and help you reach elite status with Delta. That being said, if you don’t fly Delta often, looking for other card options might be wise.

Recommended Credit Score

670-850 (Excellent/Good)

Annual Fee and Costs:

$250 (but remember, statement credits can offset this significantly!)

Welcome Offer and Statement Credits:

• 60,000 Bonus Miles: After spending $3,000 in your first three months, you'll receive 60,000 miles as a welcome bonus. That's enough for a weekend getaway or a luxurious upgrade.
• Statement Credits: Don't let small expenses drag you down. Enjoy up to $200 in annual statement credits for airline fee credits, Global Entry/TSA PreCheck, and in-flight purchases.

Earning Rewards:

• 3X miles: Enjoy a substantial 3x miles earn rate on all eligible purchases made directly with Delta and hotels. This targeted approach allows you to accumulate miles for future flights and exclusive experiences rapidly.
• 1.5X miles: Maximize your rewards potential with an additional 1.5 miles per dollar spent on single eligible purchases of $5,000 or more, up to a generous 50,000 bonus miles per year. This strategic feature accelerates your journey towards first-class upgrades and other premium travel options.
• One mile/dollar: Maintain flexibility and diversify your rewards strategy with 1 mile earned for every dollar spent on all other purchases. This comprehensive earn rate ensures you consistently accrue valuable miles for future travel adventures, regardless of your chosen airline.

Card Benefits and Perks:

• Delta Discounts: Take 15% off award redemptions when you pay with your card. Watch your mileage stretch further and reach your dream destinations faster.
• Companion Certificate: Every year, enjoy a domestic main cabin round-trip flight for a companion just for renewing your card. 
• Free Checked Bags: Don't let baggage fees weigh you down. You and nine travel companions get your first checked bag free on Delta flights. That's potentially $60 saved per round-trip, meaning more vacation cash in your pocket.
• Priority Boarding: Skip the queue and settle in quickly. Enjoy Main Cabin 1 boarding for you and nine companions, ensuring a smooth and stress-free start to your journey.
• In-Flight Savings: Treat yourself without breaking the bank. Get a 20% statement credit on in-flight purchases like meals, drinks, and headsets. 
• No Foreign Transaction Fees: Explore the world without worrying about extra charges. This card has no foreign transaction fees, so your international expenses won't cost you more.

Why Should You Get the Amex Delta SkyMiles Platinum Business Card?

• Delta Flyer Paradise: This card is a dream come true for frequent Delta travelers. Earn 3x miles on every dollar spent directly with Delta and hotels, plus a hefty welcome bonus and bonus miles on larger purchases. Reaching Delta's coveted elite status becomes a breeze, unlocking even more perks.
• Travel Smarter: Free checked bags, priority boarding, and a yearly domestic companion certificate transform airport chaos into smooth sailing. Plus, enjoy in-flight discounts on food, drinks, and entertainment.
• Savings in Every Mile: No foreign transaction fees let you explore the world without hidden costs. And the annual statement credits for things like airline fees and Global Entry/TSA PreCheck help offset the $250 fee, making this card more rewarding than ever.

But that’s not all…

You can now generate virtual cards on demand directly linked to your existing Amex credit line! But how?

Fyle & Amex For Smarter Spending

Do you want to avoid dealing with paper receipts and the hassle of tracking them down when needed? Fyle solves this problem through its seamless integration with American Express Business Cards. 

By connecting your Amex business cards to Fyle, you can easily track your expenses, instantly collect and match receipts, and code expenses automatically without relying on bank feeds. This integration can streamline your expense tracking process and save you valuable time, ultimately fueling your business.

Unlimited Virtual Cards For Your Employees

Do you struggle with managing employee expenses? Say goodbye to inflexible physical credit cards and switch to Fyle's new alternate approach. You can create American Express virtual cards tailored to your specific needs for vendor payments, strict budgets, software subscriptions, or even employee travel. 

You can customize each card with spending limits and expiry dates, ensuring you comply with the set budgets and minimize the risk of fraud or misuse. Fyle also integrates seamlessly with your existing Amex credit line, making tracking and managing expenses easy.

Make The Receipts Come To You

Fyle offers an easy way for your employees to track and manage their credit card expenses. They can text their receipts, and Fyle automatically matches them with the corresponding transaction, making the reporting process more efficient. This feature is especially beneficial for accountants who can now collect receipts hassle-free, without continuous follow-ups or unnecessary back and forths. 

Instant and Automatic Reconciliations

No more manual and error-prone reconciliations. Fyle matches the receipts to the correct transactions and reconciles them automatically when your employees send a picture of them. Fyle also accurately codes them to your accounting software according to your GL, enabling you to close your books on time.

Easy Expense Tracking

Keep track of employee spending with updated and informative dashboards. Spot trends, make informed decisions, and manage your budget efficiently.

No Room For Fraud

Single use virtual cards and real-time alerts prevent fraud and keep your finances safe. Your physical card number is also kept hidden for added security.

FAQs

How Does Fyle’s Integration With Amex Business Credit Cards Work?

Fyle's integration with Amex lets you connect your existing cards and issue virtual ones for added convenience and control.

What Is A Virtual Card?

A virtual card is essentially a digitally formatted, unique card number that is linked to the credit line of the account holder, much like a physical card but without the tangible "card" aspect.

During an online checkout process, a user can input this 16-digit virtual credit card number in place of their actual physical credit card number. The transaction is recorded on the account statement in the same manner as it would be if a physical credit card was utilized for the purchase.

How Many Virtual Cards Can Be Created On A Basic Amex Business Credit Card?

You can create an unlimited number of virtual cards linked to your main Amex card.

Are Virtual Cards Secure For Transactions?

When purchases are made using Amex virtual cards, the details of the physical Card are kept confidential and not disclosed to the merchant. This boosts the security of the cards and mitigates the risk of fraud or theft. In the event of a data breach, this ensures a superior level of protection.

Do I Still Get Reward Points On Virtual Card Spend?

Users of the virtual card do not receive any rewards or cash back directly linked to the virtual card. However, all the perks associated with the Amex funding card program that the user is enrolled in, such as rewards, rebates, cash back, etc., are accrued for all transactions made using the Virtual Card.

Conclusion:

Simplify the task of manual expense management with Fyle. Supercharge your Delta SkyMiles Platinum Business Card by providing immediate receipt collection, automated reconciliations, robust spend insights, and advanced security features.

Sign up for a demo today to see how Fyle can improve your Amex Card experience!