As a global financial center and a major hub for commerce, conventions, and culture, Chicago is a top-tier destination for business travel. Navigating travel expenses in this world-class city requires a clear and compliant strategy.
Per diem, a daily allowance for lodging, meals, and incidental expenses, is the standard used by the federal government and many private businesses to manage these costs effectively. This guide offers a detailed look at the per diem rates for Chicago, the important Illinois laws every employer must follow, and how automation can streamline the entire process.
Chicago Per Diem Rates
Chicago is designated as a Non-Standard Area (NSA) by the U.S. General Services Administration (GSA), with its own specific per diem rates that are significantly higher than the standard U.S. rate. These rates are mandatory for federal employees and serve as a crucial benchmark for private companies, especially given Illinois's own laws requiring expense reimbursement.
For Fiscal Year 2025 (October 1, 2024, to September 30, 2025), the rates are as follows:
Chicago Area Rates (Cook & Lake Counties)
- M&IE: The Meals and Incidental Expenses rate is $92 per day.
- Lodging: The maximum lodging allowance is highly seasonal:
- $234 per night for the peak season (April - June).
- $223 per night (October - November & September).
- $202 per night (July - August).
- $142 per night for the off-season (December - March).
- First and Last Day of Travel: On the first and last day of a trip, the M&IE allowance is calculated at 75% of the full daily rate, which amounts to $69.00.
Chicago Per Diem Rate Calculator
To find the precise per diem allowance for your trip to Chicago, our calculator provides instant, accurate results based on the official GSA schedule.